Smart Lending
Built for Real Life
Flexible loan solutions designed to help you move forward — with clear terms,
fair assessments, and fast decisions.
fair assessments, and fast decisions.
Loan Calculator
Loan Amount:
R
Term:
60 Months
Monthly Payment:
R
Initiation Fee:
R
Total Pay Back:
R
×
Loan Application
A quick & transparent process
We have a simple online application
Apply Online & Submit Documents
Complete your online application, upload or email your ID copy, latest payslip, and 3 months’ bank statements to loan@fastlend.co.za , using your application reference or ID number as the subject.
Step 01
Approval & Initiation Fee
We review your application and notify you of the outcome. Once approved, the initiation fee must be paid upfront before we proceed. This fee cannot be deducted from the loan amount.
Step 02
Sign Agreement & Receive Funds
After signing the loan agreement and confirming payment of the initiation fee, the funds are disbursed directly into your bank account.
Step 03
Frequently Asked Questions
Do you assist blacklisted individuals?
Yes. We assist clients who are blacklisted or under debt review. All applications are assessed based on affordability and income stability.
How long does approval take?
Applications are reviewed within 24 working hours. You will receive feedback shortly thereafter.
Do you charge an upfront fee?
Yes, an initiation fee is payable only once your loan has been approved.
Can I apply with a low credit score?
Yes. We assess affordability and income stability — not solely your credit record.
Do you offer consolidation loans?
Yes. Once approved, the loan amount is disbursed to you, and you may settle your creditors directly.
What documents are required?
A valid ID, proof of income, and recent bank statements are required to process your application.