These Terms & Conditions govern the use of services provided by Fast Lend (Pty) Ltd. By submitting a loan application through www.fastlend.co.za, you confirm that you have read and agree to the terms outlined below.
1. About Fast Lend
Fast Lend is a registered credit provider operating in accordance with the National Credit Act, 2005. All credit facilities are subject to affordability assessments, identity verification and regulatory compliance requirements.
2. Application Process
Submitting an application does not guarantee approval. Each application undergoes verification, credit bureau enquiries and internal risk assessment. Approval decisions are based on responsible lending criteria.
3. Fees & Loan Disbursement
All applicable costs — including interest, initiation and service fees — will be disclosed in your pre-agreement quotation. Funds are released only after documentation is verified and agreement terms are accepted.
4. Repayment Obligations
You agree to repay your loan according to the repayment schedule contained in your agreement. Failure to make payment on time may result in additional charges and credit bureau reporting.
5. Accuracy of Information
Providing inaccurate or misleading information may result in rejection of your application and possible reporting to the relevant authorities.
6. Data Protection
Your personal information is processed in accordance with our Privacy Policy and POPIA requirements. By applying, you consent to credit checks and lawful data processing.
7. Amendments
Fast Lend reserves the right to update these terms from time to time. The latest version will always be available on our website.
8. Governing Law
These terms are governed by the laws of the Republic of South Africa.